The universe is full of surprises and uncertainties with natural disasters being one of them. Floods, earthquakes, wildfires, tornadoes, tropical storms, hail – all are natural disasters depending on the season they occur – could occur at any time and could leave a mighty trail of damages to both your life and properties including your home. Your home is very important to you because it is the center of your life – a place where you rest and rejuvenate, and create a lot of memories. If a natural disaster catches you unprepared, it could wipe it all away. This is why it is so necessary that you prepare and put some things in place in order to protect your home from natural disasters. Here are 5 things to put in place.
1. A home owner’s insurance
Most times, it is not always easy to come up with money needed for the repairs of the damages caused by natural disasters to your home within a short notice. This is the reason you need a home owner’s insurance. A home owner’s insurance may not offer full coverage for damages done to your home by natural disasters, but at least they are bringing something to the table to help repair your home when it is damaged. You should however endeavor to look for insurance companies with good ratings; you can use Collected.reviews to review insurance companies. For instance, you can see Lemonade reviews to discover if Lemonade Insurance is a great option for you.
2. A defensible zone
Build defensible zones that can offer some protection to your home when disasters strike. Having at least some form of defense can help prevent damages or cushion the effects of natural disasters on your home. Make sure to build a defensible zone that fits the description of the ones that protect people and their homes from disasters that affect your location. For instance, firefighters need at least 30 feet around a home to prevent it from wildfires. So if you are protecting your home from wildfires, then your defensible should be at least 30 feet around your home.
3. A safe surrounding
A safe surrounding will go a long way in protecting your home from natural disasters. Simple acts like:
- Keeping your gutters clean especially during hurricane season can prevent the accumulation of hurricane rainwater to cause major damages to your home
- Trimming trees and removing dead branches around your home to prevent them snapping during high winds which can be dangerous projectiles that can damage your home or even fuel for wildfires.
4. Periodic home checks
Take scheduled periodic checks of your home to know if your home can withstand some natural disasters to some certain level. Performing these checks will make you aware of places that need repairing, reinforcement, or if you have a safe home.
5. Secured indoor and outdoor belongings
Securing both your indoor and outdoor belongings can prevent further damages to your home by natural disasters. For instance, indoor appliances such as furnaces left in floodwater can easily catch fire, or outdoor belongings can easily turn to projectiles during high winds. A simple solution to this is securing both outdoor and indoor belongings.
Like accidents, natural disasters just happen. We cannot be completely free of them. We just have to learn to manage them wisely. If you put all the things stated above in place, then you have made a good move to protect your home from natural disasters.